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Cookie Policy

Last updated: March 2025 | Effective from: January 2025

At xolivarent, we use tracking technologies on xolivarent.com to help you manage your long-term budgeting goals. This policy explains what these technologies are, why we use them, and how you can control them.

We believe in transparency. You should know exactly what information we collect and why it matters for your financial planning experience with us.

What Are Cookies and Tracking Technologies?

Cookies are small text files stored on your device when you visit our website. They help us remember your preferences and understand how you use our budgeting tools. Beyond traditional cookies, we also use similar technologies like web beacons and local storage.

Think of them as digital bookmarks—they help us pick up where you left off when you return to your budget planning. Some stay for just one session, others remember you for longer periods.

Types of Tracking We Use

How Tracking Improves Your Experience

When you use our budget calculator, we remember your income sources and expense categories. This means you don't have to re-enter everything each time you visit. If you're comparing different savings scenarios, we keep those tabs open for you.

Our analytical tracking shows us that most users access the retirement planning section between 7-9 PM on weekdays. Knowing this helps us schedule system maintenance at times that affect fewer people.

We never sell your tracking data to third parties. The information stays within xolivarent to improve your budgeting experience and maintain our service quality.

Data Retention Periods

Different types of tracking data have different lifespans based on their purpose:

Data Type Retention Period Purpose
Session cookies Until browser closes Maintain active session security
Preference settings 12 months Remember your customizations
Analytics data 26 months Identify long-term usage patterns
Marketing insights 18 months Provide relevant content

Managing Your Cookie Preferences

You have complete control over non-essential cookies. Here's how to manage them through your browser:

Chrome

Settings → Privacy and security → Cookies and other site data → Choose your preferred level

Firefox

Options → Privacy & Security → Cookies and Site Data → Manage permissions

Safari

Preferences → Privacy → Website tracking → Block or manage cookies

Edge

Settings → Cookies and site permissions → Manage and delete cookies

Blocking all cookies will limit functionality. You'll still be able to view public content, but personalized features and saved preferences won't work properly.

Third-Party Services

We work with selected third parties who help us analyze website performance and maintain service quality. These partners may place their own cookies on your device.

For example, we use secure payment processors for subscription services and analytics providers who help us understand which budget tools are most valuable. Each of these services has their own privacy policy governing how they handle data.

You can opt out of third-party analytical cookies while still using all core budgeting features on xolivarent.com.

Updates to This Policy

We review this policy every six months or whenever we make significant changes to our tracking practices. When we update it, we'll change the date at the top and notify active users through their account dashboard.

Major changes that affect how we collect or use data will be announced via email at least 30 days before taking effect. This gives you time to review the changes and adjust your preferences.

Questions About Our Cookie Policy?

If you have concerns about how we use tracking technologies or want to understand your options better, our team at xolivarent is here to help.

Email: help@xolivarent.com

Phone: +61 422 780 804

Mail: David Jones, Robina Town Centre, 10 Robina Town Centre Dr, Robina QLD 4226, Australia